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What We Offer
Expert Mortgage Solutions for Every Homebuyer
Finding the right mortgage shouldn’t be overwhelming. At Patron Mortgages, we provide customized financing solutions to meet your unique needs, whether you’re buying your first home, refinancing, or looking for alternative lending options.
We proudly serve clients across Toronto, Mississauga, Brampton, Vaughan, Markham, Durham Region, Oakville, Hamilton, and the GTA. Our expertise ensures you get the best rates, terms, and guidance for your financial goals.
1st & 2nd Mortgages
Access extra financing by borrowing against your home’s equity or assets.
- Use your home’s equity for extra cash.
- Great for home improvements.
- Competitive interest rates available.
- Ideal for investment properties.
- Quick and easy approval process.
Residential Mortgages
Find the best mortgage for buying, upgrading, or refinancing your home.
- Low rates for homebuyers.
- Flexible down payment options.
- Fast mortgage pre-approvals.
- Access to top lenders.
- Expert mortgage guidance provided.
Commercial Mortgages
Secure financing for offices, retail spaces, or investment properties.
- Loans for business properties.
- Flexible repayment terms.
- Private and institutional lenders.
- Tailored financing for businesses.
- Fast approval for investors.
Refinancing
Lower your mortgage payments or consolidate high-interest debt efficiently.
- Reduce your monthly payments.
- Get a lower interest rate.
- Access home equity funds.
- Consolidate multiple debts easily.
- Improve overall financial flexibility.
Institutional & Private Mortgages
Alternative lending for buyers who don’t qualify with traditional banks.
- No strict income requirements.
- Ideal for self-employed borrowers.
- Flexible loan approval criteria.
- Options beyond credit scores.
- Short and long-term financing.
Equity Take Out
Use your home’s value to fund expenses or financial goals.
- Borrow against your home’s value.
- Ideal for major purchases.
- Lower interest than personal loans.
- No home sale required.
- Multiple repayment options available.
Self-Employed Mortgages
Flexible mortgage options for business owners and freelancers.
- No traditional income proof.
- Alternative income verification available.
- Competitive mortgage rates offered.
- Great for entrepreneurs and freelancers.
- Private lender options available.
Debt Consolidation
Combine debts into a single, manageable mortgage payment.
- Reduce overall interest rates.
- Lower monthly payment amounts.
- Improve credit score long-term.
- Simplify your financial obligations.
- Save money on interest.
New Immigrant Mortgages
Get a mortgage even with little or no Canadian credit history.
- Newcomer-friendly mortgage programs.
- No Canadian credit required.
- Low down payment options.
- Financing for permanent residents.
- Expert mortgage guidance provided.
Bad Credit Mortgages
Find mortgage solutions even with poor or damaged credit.
- Get approved despite low credit.
- Private lenders available.
- Flexible financing solutions offered.
- Improve credit over time.
- Competitive interest rates available.